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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,241 | $156,398-15.4% | $147,318-10.2% | $138,895-4.8% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 12.80% | 78.75%-65.9pp | 70.43%-57.6pp | 145.39%-132.6pp |
| Employer contribution / active EE | $6,846 | $4,853+41.1% | $4,593+49.0% | $4,194+63.2% |
| Participant deferral / active EE | $9,846 | $8,237+19.5% | $7,906+24.5% | $6,396+53.9% |
| Admin fee / account holder | $6,103 | $14,976-59.2% | $13,708-55.5% | $12,562-51.4% |