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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,360 | $165,361-57.5% | $149,715-53.0% | $158,950-55.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 25.99% | 348.24%-322.2pp | 276.66%-250.7pp | 302.91%-276.9pp |
| Employer contribution / active EE | $6,768 | $5,103+32.6% | $4,645+45.7% | $4,762+42.1% |
| Participant deferral / active EE | $6,586 | $7,182-8.3% | $6,842-3.7% | $5,983+10.1% |
| Admin fee / account holder | $903 | $10,808-91.6% | $9,310-90.3% | $11,248-92.0% |