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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,664 | $148,623-33.6% | $135,974-27.4% | $139,466-29.3% |
| Participation rate | 89.5% | 83.9%+5.6pp | 81.9%+7.6pp | 80.3%+9.1pp |
| Annual return | 20.83% | 79.30%-58.5pp | 68.30%-47.5pp | 373.66%-352.8pp |
| Employer contribution / active EE | $11,508 | $5,246+119.4% | $4,859+136.8% | $4,754+142.1% |
| Participant deferral / active EE | $11,851 | $8,103+46.3% | $7,760+52.7% | $6,712+76.6% |
| Admin fee / account holder | $3,713 | $12,406-70.1% | $10,767-65.5% | $11,409-67.5% |