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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,664 | $148,582-33.6% | $135,942-27.4% | $139,456-29.3% |
| Participation rate | 89.5% | 83.9%+5.6pp | 81.9%+7.6pp | 80.3%+9.1pp |
| Annual return | 20.83% | 79.26%-58.4pp | 68.28%-47.4pp | 373.45%-352.6pp |
| Employer contribution / active EE | $11,508 | $5,245+119.4% | $4,858+136.9% | $4,753+142.1% |
| Participant deferral / active EE | $11,851 | $8,101+46.3% | $7,759+52.7% | $6,711+76.6% |
| Admin fee / account holder | $3,713 | $12,402-70.1% | $10,764-65.5% | $11,407-67.5% |