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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,596 | $176,077-50.3% | $159,455-45.1% | $167,518-47.7% |
| Participation rate | 83.3% | 84.9%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 11.47% | 331.83%-320.4pp | 263.63%-252.2pp | 478.71%-467.2pp |
| Employer contribution / active EE | $11,836 | $5,298+123.4% | $4,830+145.0% | $4,838+144.6% |
| Participant deferral / active EE | $9,251 | $7,751+19.4% | $7,353+25.8% | $6,342+45.9% |
| Admin fee / account holder | $10,715 | $12,556-14.7% | $10,800-0.8% | $12,312-13.0% |