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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,390 | $138,078-44.0% | $125,363-38.3% | $134,509-42.5% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -25.84% | 750.49%-776.3pp | 572.15%-598.0pp | 418.13%-444.0pp |
| Employer contribution / active EE | $10,386 | $5,245+98.0% | $4,815+115.7% | $4,741+119.1% |
| Participant deferral / active EE | $9,082 | $7,800+16.4% | $7,447+22.0% | $6,400+41.9% |
| Admin fee / account holder | $2,017 | $11,566-82.6% | $10,005-79.8% | $11,427-82.4% |