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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,286 | $157,304-66.1% | $141,197-62.3% | $152,909-65.2% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 22.23% | 64.34%-42.1pp | 71.41%-49.2pp | 345.46%-323.2pp |
| Employer contribution / active EE | $4,423 | $5,263-16.0% | $4,736-6.6% | $4,764-7.2% |
| Participant deferral / active EE | $6,231 | $7,111-12.4% | $6,710-7.1% | $5,851+6.5% |
| Admin fee / account holder | $11,406 | $12,126-5.9% | $10,265+11.1% | $11,601-1.7% |