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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,678 | $154,754-26.5% | $124,206-8.5% | $138,895-18.2% |
| Participation rate | 30.8% | 75.5%-44.7pp | 69.6%-38.8pp | 79.9%-49.1pp |
| Annual return | 16.83% | 709.28%-692.5pp | 515.27%-498.4pp | 145.39%-128.6pp |
| Employer contribution / active EE | $1,101 | $4,446-75.2% | $3,540-68.9% | $4,194-73.7% |
| Participant deferral / active EE | $4,290 | $4,621-7.2% | $3,968+8.1% | $6,396-32.9% |
| Admin fee / account holder | $14,482 | $6,690+116.5% | $5,929+144.3% | $12,562+15.3% |