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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,352 | $176,688-78.9% | $130,660-71.4% | $152,897-75.6% |
| Participation rate | 33.3% | 79.0%-45.6pp | 71.7%-38.4pp | 82.5%-49.1pp |
| Annual return | 23.83% | 2693.08%-2669.3pp | 1709.29%-1685.5pp | 345.43%-321.6pp |
| Employer contribution / active EE | $1,277 | $5,743-77.8% | $4,092-68.8% | $4,764-73.2% |
| Participant deferral / active EE | $2,680 | $4,362-38.6% | $3,603-25.6% | $5,851-54.2% |
| Admin fee / account holder | $484 | $7,131-93.2% | $5,463-91.1% | $11,599-95.8% |