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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,105 | $169,237-49.7% | $129,339-34.2% | $145,978-41.7% |
| Participation rate | 33.3% | 76.5%-43.1pp | 69.6%-36.3pp | 80.3%-47.0pp |
| Annual return | 15.47% | 14364.43%-14349.0pp | 9437.05%-9421.6pp | 550.52%-535.0pp |
| Employer contribution / active EE | $1,351 | $5,540-75.6% | $4,154-67.5% | $4,662-71.0% |
| Participant deferral / active EE | $4,789 | $4,991-4.1% | $4,170+14.8% | $6,690-28.4% |
| Admin fee / account holder | $387 | $9,882-96.1% | $7,668-95.0% | $13,400-97.1% |