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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,586 | $156,963-58.9% | $121,204-46.7% | $139,466-53.7% |
| Participation rate | 38.5% | 76.5%-38.0pp | 69.5%-31.1pp | 80.3%-41.9pp |
| Annual return | 19.82% | 1476.75%-1456.9pp | 987.18%-967.4pp | 373.66%-353.8pp |
| Employer contribution / active EE | $1,210 | $5,544-78.2% | $4,170-71.0% | $4,754-74.6% |
| Participant deferral / active EE | $4,327 | $4,848-10.8% | $4,083+6.0% | $6,712-35.5% |
| Admin fee / account holder | $381 | $6,953-94.5% | $5,651-93.3% | $11,409-96.7% |