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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,322 | $152,597-70.3% | $117,533-61.4% | $134,532-66.3% |
| Participation rate | 38.5% | 77.1%-38.6pp | 70.6%-32.1pp | 81.2%-42.8pp |
| Annual return | -18.74% | 53.04%-71.8pp | 29.77%-48.5pp | 418.27%-437.0pp |
| Employer contribution / active EE | $960 | $5,576-82.8% | $4,179-77.0% | $4,741-79.8% |
| Participant deferral / active EE | $2,810 | $4,821-41.7% | $4,072-31.0% | $6,401-56.1% |
| Admin fee / account holder | $372 | $7,007-94.7% | $5,647-93.4% | $11,429-96.7% |