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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,053 | $176,402-71.1% | $134,162-61.9% | $158,966-67.9% |
| Participation rate | 36.4% | 78.7%-42.4pp | 72.2%-35.8pp | 82.0%-45.6pp |
| Annual return | 17.89% | 63.66%-45.8pp | 36.35%-18.5pp | 302.95%-285.1pp |
| Employer contribution / active EE | $932 | $5,042-81.5% | $3,705-74.8% | $4,762-80.4% |
| Participant deferral / active EE | $2,259 | $4,093-44.8% | $3,500-35.5% | $5,983-62.2% |
| Admin fee / account holder | $514 | $8,719-94.1% | $6,685-92.3% | $11,250-95.4% |