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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $170,572 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $46,000 |
HOWARD SIMON & ASSOCIATES, INC.8+ years Service code 13 PO BOX 2549 · NORTHBROOK, IL 600652549 | Contract Administrator | $26,626 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $7,794 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,526 | $46,332+145.0% | $143,797-21.1% | $64,824+75.1% |
| Participation rate | 100.0% | 64.2%+35.8pp | 80.3%+19.7pp | 71.5%+28.5pp |
| Annual return | -16.15% | -10.05%-6.1pp | -0.04%-16.1pp | 32.84%-49.0pp |
| Employer contribution / active EE | $7,502 | $1,911+292.5% | $4,952+51.5% | $2,507+199.2% |
| Participant deferral / active EE | $5,864 | $2,647+121.5% | $5,638+4.0% | $4,311+36.0% |
| Admin fee / account holder | $378 | $154+145.6% | $14,679-97.4% | $188+101.1% |