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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $108,407 |
MORGAN STANLEY SMITH BARNEY5+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 27 1 NEW YORK PLAZA, 12TH FLOOR · NEW YORK, NY 10004 | Advisory (Plan) | $46,000 |
HOWARD SIMON & ASSOCIATES, INC.5+ years Service code 15 304 SAUNDERS ROAD · RIVERWOODS, IL 60015 | Recordkeeping | $21,350 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,677 | $62,928+94.9% | $172,753-29.0% | $67,582+81.5% |
| Participation rate | 99.7% | 64.5%+35.2pp | 82.6%+17.0pp | 71.3%+28.4pp |
| Annual return | 20.80% | 30.36%-9.6pp | 803.00%-782.2pp | 378.57%-357.8pp |
| Employer contribution / active EE | $7,541 | $1,636+360.9% | $5,144+46.6% | $2,148+251.1% |
| Participant deferral / active EE | $5,720 | $2,145+166.7% | $5,198+10.1% | $3,539+61.6% |
| Admin fee / account holder | $349 | $167+109.3% | $13,956-97.5% | $142+145.1% |