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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,059 | $81,668+288.2% | $58,507+441.9% | $139,487+127.3% |
| Participation rate | 25.0% | 61.3%-36.3pp | 50.9%-25.9pp | 80.3%-55.3pp |
| Annual return | 13.86% | 7430.07%-7416.2pp | 4252.32%-4238.5pp | 373.84%-360.0pp |
| Employer contribution / active EE | $314 | $1,398-77.5% | $1,053-70.2% | $4,755-93.4% |
| Participant deferral / active EE | $2,577 | $2,554+0.9% | $1,922+34.1% | $6,713-61.6% |
| Admin fee / account holder | $40 | $3,212-98.8% | $2,486-98.4% | $11,407-99.6% |