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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,059 | $81,727+287.9% | $58,534+441.7% | $139,427+127.4% |
| Participation rate | 25.0% | 61.3%-36.3pp | 50.9%-25.9pp | 80.3%-55.3pp |
| Annual return | 13.86% | 7422.38%-7408.5pp | 4248.32%-4234.5pp | 373.27%-359.4pp |
| Employer contribution / active EE | $314 | $1,399-77.6% | $1,054-70.2% | $4,752-93.4% |
| Participant deferral / active EE | $2,577 | $2,557+0.8% | $1,924+33.9% | $6,711-61.6% |
| Admin fee / account holder | $40 | $3,271-98.8% | $2,519-98.4% | $11,404-99.6% |