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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,455 | $107,030-2.4% | $73,550+42.0% | $147,586-29.2% |
| Participation rate | 38.5% | 66.4%-27.9pp | 54.9%-16.5pp | 82.8%-44.4pp |
| Annual return | 13.56% | 38.25%-24.7pp | -15.16%+28.7pp | 578.59%-565.0pp |
| Employer contribution / active EE | $367 | $1,760-79.1% | $1,219-69.9% | $4,876-92.5% |
| Participant deferral / active EE | $3,319 | $2,458+35.0% | $1,804+84.0% | $5,439-39.0% |
| Admin fee / account holder | $0 | $3,055-100.0% | $2,320-100.0% | $10,886-100.0% |