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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,757 | $104,650+33.5% | $83,854+66.7% | $155,188-9.9% |
| Participation rate | 27.3% | 65.1%-37.8pp | 59.1%-31.8pp | 80.8%-53.5pp |
| Annual return | 15.22% | 28.97%-13.8pp | 31.39%-16.2pp | 148.84%-133.6pp |
| Employer contribution / active EE | $490 | $1,196-59.1% | $1,017-51.9% | $4,248-88.5% |
| Participant deferral / active EE | $3,215 | $2,367+35.8% | $2,035+58.0% | $6,531-50.8% |
| Admin fee / account holder | $166,707 | $3,518+4638.3% | $3,197+5114.9% | $14,480+1051.3% |