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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,238 | $103,949+33.9% | $69,182+101.3% | $273,972-49.2% |
| Participation rate | 21.4% | 67.4%-45.9pp | 55.1%-33.7pp | 83.0%-61.6pp |
| Annual return | 3.44% | 35.28%-31.8pp | -21.93%+25.4pp | 41.46%-38.0pp |
| Employer contribution / active EE | $241 | $1,783-86.5% | $1,206-80.0% | $4,869-95.0% |
| Participant deferral / active EE | $3,000 | $2,716+10.4% | $1,897+58.1% | $5,287-43.3% |
| Admin fee / account holder | $0 | $3,671-100.0% | $2,697-100.0% | $10,133-100.0% |