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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,914 | $108,285+27.4% | $77,552+77.8% | $158,982-13.3% |
| Participation rate | 30.8% | 64.4%-33.7pp | 54.2%-23.4pp | 82.0%-51.2pp |
| Annual return | 13.03% | 31.69%-18.7pp | 54.82%-41.8pp | 302.99%-290.0pp |
| Employer contribution / active EE | $390 | $1,325-70.5% | $987-60.4% | $4,763-91.8% |
| Participant deferral / active EE | $3,138 | $2,455+27.8% | $1,861+68.7% | $5,983-47.5% |
| Admin fee / account holder | $10 | $3,709-99.7% | $2,859-99.7% | $11,252-99.9% |