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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,254 | $108,701+6.0% | $74,723+54.2% | $152,909-24.6% |
| Participation rate | 38.5% | 65.4%-26.9pp | 54.5%-16.0pp | 82.5%-44.0pp |
| Annual return | 20.00% | 114.12%-94.1pp | 753.18%-733.2pp | 345.46%-325.5pp |
| Employer contribution / active EE | $454 | $1,504-69.8% | $1,084-58.1% | $4,764-90.5% |
| Participant deferral / active EE | $4,020 | $2,709+48.4% | $1,962+104.9% | $5,851-31.3% |
| Admin fee / account holder | $0 | $4,906-100.0% | $3,335-100.0% | $11,601-100.0% |