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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,476 | $211,239-68.5% | $178,528-62.8% | $145,877-54.4% |
| Participation rate | 95.8% | 80.8%+15.0pp | 77.1%+18.7pp | 80.3%+15.5pp |
| Annual return | 4.87% | 30.22%-25.4pp | 27.11%-22.2pp | 551.28%-546.4pp |
| Employer contribution / active EE | $2,428 | $4,570-46.9% | $3,950-38.5% | $4,663-47.9% |
| Participant deferral / active EE | $3,380 | $6,963-51.5% | $6,278-46.2% | $6,691-49.5% |
| Admin fee / account holder | $468 | $12,095-96.1% | $10,419-95.5% | $13,402-96.5% |