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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,668 | $226,105-80.2% | $182,540-75.5% | $152,897-70.8% |
| Participation rate | 88.2% | 82.5%+5.8pp | 78.0%+10.3pp | 82.5%+5.8pp |
| Annual return | 24.59% | 192.58%-168.0pp | 148.58%-124.0pp | 345.43%-320.8pp |
| Employer contribution / active EE | $2,573 | $4,978-48.3% | $4,076-36.9% | $4,764-46.0% |
| Participant deferral / active EE | $2,064 | $6,370-67.6% | $5,525-62.6% | $5,851-64.7% |
| Admin fee / account holder | $1,264 | $10,706-88.2% | $8,593-85.3% | $11,599-89.1% |