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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,429 | $202,440-66.2% | $169,390-59.6% | $139,466-50.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 6.48% | 532.36%-525.9pp | 406.07%-399.6pp | 373.66%-367.2pp |
| Employer contribution / active EE | $2,916 | $4,693-37.9% | $4,013-27.3% | $4,754-38.7% |
| Participant deferral / active EE | $3,991 | $6,940-42.5% | $6,222-35.9% | $6,712-40.5% |
| Admin fee / account holder | $473 | $10,722-95.6% | $9,015-94.8% | $11,409-95.9% |