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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,594 | $232,540-80.0% | $185,117-74.8% | $147,586-68.4% |
| Participation rate | 75.0% | 82.4%-7.4pp | 77.3%-2.3pp | 82.8%-7.8pp |
| Annual return | 19.48% | 43.03%-23.5pp | 40.50%-21.0pp | 578.59%-559.1pp |
| Employer contribution / active EE | $3,661 | $5,195-29.5% | $4,182-12.4% | $4,876-24.9% |
| Participant deferral / active EE | $2,728 | $5,834-53.2% | $5,045-45.9% | $5,439-49.8% |
| Admin fee / account holder | $1,881 | $10,275-81.7% | $8,159-76.9% | $10,886-82.7% |