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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,207 | $228,352-72.3% | $185,835-66.0% | $158,966-60.2% |
| Participation rate | 91.7% | 82.3%+9.4pp | 78.0%+13.6pp | 82.0%+9.7pp |
| Annual return | 19.18% | 40.81%-21.6pp | 35.96%-16.8pp | 302.95%-283.8pp |
| Employer contribution / active EE | $3,045 | $4,967-38.7% | $4,087-25.5% | $4,762-36.1% |
| Participant deferral / active EE | $5,018 | $6,416-21.8% | $5,633-10.9% | $5,983-16.1% |
| Admin fee / account holder | $6,181 | $11,867-47.9% | $9,502-35.0% | $11,250-45.1% |