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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,532 | $215,361-80.3% | $171,082-75.1% | $273,972-84.5% |
| Participation rate | 71.4% | 82.0%-10.6pp | 76.7%-5.3pp | 83.0%-11.6pp |
| Annual return | 9.63% | 25.14%-15.5pp | 32.56%-22.9pp | 41.46%-31.8pp |
| Employer contribution / active EE | $3,714 | $4,967-25.2% | $4,002-7.2% | $4,869-23.7% |
| Participant deferral / active EE | $2,331 | $5,543-57.9% | $4,797-51.4% | $5,287-55.9% |
| Admin fee / account holder | $2,049 | $10,846-81.1% | $8,520-76.0% | $10,133-79.8% |