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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,937 | $101,063+167.1% | $81,473+231.3% | $147,586+82.9% |
| Participation rate | 66.7% | 74.5%-7.8pp | 68.0%-1.3pp | 82.8%-16.2pp |
| Annual return | 13.55% | 32.41%-18.9pp | 38.78%-25.2pp | 578.59%-565.0pp |
| Employer contribution / active EE | $750 | $3,206-76.6% | $2,568-70.8% | $4,876-84.6% |
| Participant deferral / active EE | $750 | $4,242-82.3% | $3,537-78.8% | $5,439-86.2% |
| Admin fee / account holder | $0 | $5,812-100.0% | $4,561-100.0% | $10,886-100.0% |