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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,638 | $93,124+359.2% | $77,100+454.7% | $134,545+217.8% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.3pp | 81.2%-14.6pp |
| Annual return | -21.56% | 62.68%-84.2pp | 42.35%-63.9pp | 418.37%-439.9pp |
| Employer contribution / active EE | $3,633 | $3,421+6.2% | $2,815+29.1% | $4,742-23.4% |
| Participant deferral / active EE | $16,667 | $5,242+217.9% | $4,430+276.3% | $6,401+160.4% |
| Admin fee / account holder | $0 | $6,970-100.0% | $5,443-100.0% | $11,431-100.0% |