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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,670 | $104,953+197.0% | $84,637+268.2% | $152,909+103.8% |
| Participation rate | 66.7% | 74.8%-8.2pp | 68.2%-1.6pp | 82.5%-15.8pp |
| Annual return | 22.85% | 373.94%-351.1pp | 258.82%-236.0pp | 345.46%-322.6pp |
| Employer contribution / active EE | $1,564 | $3,304-52.6% | $2,653-41.0% | $4,764-67.2% |
| Participant deferral / active EE | $2,650 | $4,691-43.5% | $3,900-32.1% | $5,851-54.7% |
| Admin fee / account holder | $0 | $6,244-100.0% | $4,914-100.0% | $11,601-100.0% |