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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $506,383 | $114,130+343.7% | $96,192+426.4% | $167,553+202.2% |
| Participation rate | 66.7% | 75.1%-8.4pp | 68.4%-1.8pp | 82.1%-15.4pp |
| Annual return | 14.63% | 190.07%-175.4pp | 192.09%-177.5pp | 478.89%-464.3pp |
| Employer contribution / active EE | $488 | $3,431-85.8% | $2,799-82.6% | $4,840-89.9% |
| Participant deferral / active EE | $17,333 | $5,198+233.5% | $4,351+298.4% | $6,343+173.3% |
| Admin fee / account holder | $0 | $6,901-100.0% | $5,539-100.0% | $12,316-100.0% |