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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,433 | $109,411+282.4% | $89,435+367.9% | $158,982+163.2% |
| Participation rate | 66.7% | 74.3%-7.6pp | 68.0%-1.3pp | 82.0%-15.3pp |
| Annual return | 24.60% | 345.68%-321.1pp | 245.55%-221.0pp | 302.99%-278.4pp |
| Employer contribution / active EE | $2,730 | $3,173-13.9% | $2,587+5.5% | $4,763-42.7% |
| Participant deferral / active EE | $17,333 | $4,600+276.8% | $3,890+345.5% | $5,983+189.7% |
| Admin fee / account holder | $0 | $6,159-100.0% | $4,884-100.0% | $11,252-100.0% |