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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $539,550 | $69,273+678.9% | $90,796+494.2% | $82,637+552.9% |
| Participation rate | 83.3% | 64.0%+19.3pp | 69.5%+13.8pp | 68.1%+15.3pp |
| Annual return | 15.05% | 18.37%-3.3pp | 19.29%-4.2pp | 53.51%-38.5pp |
| Employer contribution / active EE | $2,221 | $1,865+19.1% | $2,294-3.2% | $2,552-13.0% |
| Participant deferral / active EE | $7,994 | $3,047+162.3% | $3,822+109.2% | $4,126+93.7% |
| Admin fee / account holder | $1,225 | $5,511-77.8% | $7,024-82.6% | $7,339-83.3% |