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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,446 | $54,162+670.7% | $68,612+508.4% | $64,173+550.5% |
| Participation rate | 92.0% | 68.1%+23.9pp | 72.2%+19.8pp | 69.6%+22.4pp |
| Annual return | -7.96% | -1.62%-6.3pp | -4.63%-3.3pp | 7.63%-15.6pp |
| Employer contribution / active EE | $2,094 | $1,846+13.4% | $2,625-20.2% | $2,381-12.1% |
| Participant deferral / active EE | $6,561 | $2,626+149.8% | $3,311+98.1% | $3,470+89.1% |
| Admin fee / account holder | $1,990 | $4,029-50.6% | $5,131-61.2% | $4,887-59.3% |