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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,462 | $58,099+611.6% | $76,872+437.9% | $75,173+450.0% |
| Participation rate | 86.7% | 63.9%+22.8pp | 69.6%+17.1pp | 67.2%+19.5pp |
| Annual return | 8.98% | 26.71%-17.7pp | 37.90%-28.9pp | 160.72%-151.7pp |
| Employer contribution / active EE | $2,284 | $1,996+14.5% | $2,533-9.8% | $2,671-14.5% |
| Participant deferral / active EE | $7,628 | $2,999+154.3% | $3,832+99.0% | $4,126+84.9% |
| Admin fee / account holder | $164,751 | $4,778+3348.3% | $5,476+2908.5% | $5,651+2815.7% |