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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,336 | $56,544+655.8% | $75,501+466.0% | $70,126+509.4% |
| Participation rate | 85.7% | 68.1%+17.6pp | 72.4%+13.4pp | 69.5%+16.2pp |
| Annual return | 13.60% | 23.59%-10.0pp | 27.35%-13.7pp | 73.15%-59.5pp |
| Employer contribution / active EE | $1,920 | $1,817+5.7% | $2,352-18.4% | $2,343-18.0% |
| Participant deferral / active EE | $5,308 | $2,580+105.8% | $3,142+68.9% | $3,332+59.3% |
| Admin fee / account holder | $2,095 | $3,827-45.2% | $5,801-63.9% | $4,645-54.9% |