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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $533,366 | $63,082+745.5% | $81,726+552.6% | $79,856+567.9% |
| Participation rate | 88.5% | 67.5%+20.9pp | 72.0%+16.5pp | 69.6%+18.8pp |
| Annual return | 7.40% | 22.66%-15.3pp | 29.49%-22.1pp | 31.71%-24.3pp |
| Employer contribution / active EE | $2,198 | $1,795+22.4% | $4,311-49.0% | $2,471-11.1% |
| Participant deferral / active EE | $6,137 | $2,780+120.7% | $7,108-13.7% | $3,741+64.1% |
| Admin fee / account holder | $2,176 | $4,428-50.9% | $5,160-57.8% | $5,306-59.0% |