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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,586 | $52,306+665.9% | $69,779+474.1% | $62,881+537.1% |
| Participation rate | 84.6% | 67.2%+17.4pp | 71.8%+12.8pp | 69.3%+15.3pp |
| Annual return | 11.48% | 13.35%-1.9pp | 12.99%-1.5pp | 20.14%-8.7pp |
| Employer contribution / active EE | $1,897 | $1,799+5.4% | $2,338-18.9% | $2,281-16.8% |
| Participant deferral / active EE | $5,371 | $2,395+124.3% | $2,931+83.3% | $3,203+67.7% |
| Admin fee / account holder | $1,977 | $3,691-46.4% | $4,381-54.9% | $4,296-54.0% |