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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,741 | $48,274+697.0% | $63,244+508.3% | $59,633+545.2% |
| Participation rate | 81.5% | 66.3%+15.2pp | 71.0%+10.4pp | 68.7%+12.8pp |
| Annual return | -2.42% | -240.79%+238.4pp | -70.31%+67.9pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $1,845 | $1,586+16.3% | $2,322-20.5% | $2,203-16.2% |
| Participant deferral / active EE | $5,219 | $2,343+122.8% | $2,953+76.7% | $3,192+63.5% |
| Admin fee / account holder | $2,775 | $3,600-22.9% | $5,893-52.9% | $4,297-35.4% |