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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,059 | $144,124+24.9% | $117,857+52.8% | $147,585+22.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 17.51% | 531.17%-513.7pp | 335.09%-317.6pp | 578.56%-561.0pp |
| Employer contribution / active EE | $1,941 | $4,897-60.4% | $3,786-48.7% | $4,876-60.2% |
| Participant deferral / active EE | $8,577 | $5,316+61.3% | $4,482+91.4% | $5,439+57.7% |
| Admin fee / account holder | $1,323 | $10,886-87.8% | $8,020-83.5% | $10,885-87.8% |