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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,987 | $135,645+6.9% | $110,243+31.5% | $135,380+7.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -6.34% | 513.24%-519.6pp | 314.76%-321.1pp | 519.81%-526.1pp |
| Employer contribution / active EE | $2,128 | $4,907-56.6% | $3,827-44.4% | $4,779-55.5% |
| Participant deferral / active EE | $8,259 | $5,507+50.0% | $4,672+76.8% | $5,609+47.2% |
| Admin fee / account holder | $39,665 | $11,458+246.2% | $8,548+364.0% | $10,828+266.3% |