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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,950 | $154,209+61.4% | $130,062+91.4% | $139,487+78.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 17.56% | 32.52%-15.0pp | -137.37%+154.9pp | 373.84%-356.3pp |
| Employer contribution / active EE | $4,515 | $5,292-14.7% | $4,322+4.5% | $4,755-5.0% |
| Participant deferral / active EE | $10,190 | $6,709+51.9% | $5,821+75.1% | $6,713+51.8% |
| Admin fee / account holder | $21,271 | $13,988+52.1% | $10,601+100.7% | $11,407+86.5% |