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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,428 | $131,835+11.8% | $108,582+35.8% | $273,972-46.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 10.50% | -91.57%+102.1pp | -51.70%+62.2pp | 41.46%-31.0pp |
| Employer contribution / active EE | $1,714 | $4,913-65.1% | $3,758-54.4% | $4,869-64.8% |
| Participant deferral / active EE | $7,577 | $5,127+47.8% | $4,311+75.8% | $5,287+43.3% |
| Admin fee / account holder | $1,258 | $10,253-87.7% | $7,645-83.5% | $10,133-87.6% |