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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,787 | $162,821+37.4% | $133,978+67.0% | $158,982+40.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 19.57% | 41.95%-22.4pp | 45.10%-25.5pp | 302.99%-283.4pp |
| Employer contribution / active EE | $3,983 | $4,976-19.9% | $3,919+1.6% | $4,763-16.4% |
| Participant deferral / active EE | $9,495 | $5,910+60.6% | $5,047+88.1% | $5,983+58.7% |
| Admin fee / account holder | $1,961 | $11,742-83.3% | $8,930-78.0% | $11,252-82.6% |