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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,318 | $152,619+18.8% | $125,195+44.8% | $152,909+18.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 25.78% | 54.85%-29.1pp | 43.79%-18.0pp | 345.46%-319.7pp |
| Employer contribution / active EE | $3,963 | $4,947-19.9% | $3,866+2.5% | $4,764-16.8% |
| Participant deferral / active EE | $9,510 | $5,869+62.1% | $4,937+92.6% | $5,851+62.5% |
| Admin fee / account holder | $2,106 | $13,437-84.3% | $9,704-78.3% | $11,601-81.8% |