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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,498 | $88,672+340.4% | $105,223+271.1% | $82,448+373.6% |
| Participation rate | 92.1% | 67.9%+24.2pp | 75.0%+17.1pp | 68.1%+24.0pp |
| Annual return | 13.92% | 30.86%-16.9pp | 180.65%-166.7pp | 41.64%-27.7pp |
| Employer contribution / active EE | $5,727 | $3,048+87.9% | $3,689+55.3% | $2,551+124.5% |
| Participant deferral / active EE | $11,070 | $4,036+174.3% | $5,072+118.3% | $4,139+167.4% |
| Admin fee / account holder | $25,119 | $7,146+251.5% | $8,859+183.6% | $7,234+247.2% |