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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,709 | $106,749-1.0% | $145,433-27.3% | $82,448+28.2% |
| Participation rate | 85.7% | 75.6%+10.1pp | 82.1%+3.6pp | 68.1%+17.6pp |
| Annual return | 14.01% | 27.59%-13.6pp | 66.58%-52.6pp | 41.64%-27.6pp |
| Employer contribution / active EE | $771 | $3,444-77.6% | $4,554-83.1% | $2,551-69.8% |
| Participant deferral / active EE | $9,443 | $6,519+44.9% | $7,897+19.6% | $4,139+128.1% |
| Admin fee / account holder | $5,304 | $8,390-36.8% | $13,129-59.6% | $7,234-26.7% |