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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,709 | $106,524-0.8% | $152,301-30.6% | $87,485+20.8% |
| Participation rate | 85.7% | 75.8%+10.0pp | 82.4%+3.3pp | 68.9%+16.8pp |
| Annual return | 14.01% | 26.89%-12.9pp | 80.50%-66.5pp | 26.06%-12.1pp |
| Employer contribution / active EE | $771 | $3,371-77.1% | $4,624-83.3% | $2,596-70.3% |
| Participant deferral / active EE | $9,443 | $6,525+44.7% | $8,004+18.0% | $4,274+121.0% |
| Admin fee / account holder | $5,304 | $8,287-36.0% | $14,398-63.2% | $7,775-31.8% |