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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $844,836 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 50 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Direct Payment | $357,402 |
CAPFINANCIAL PARTNERS LLC6 years Service code 27 DBA CAPTRUST FINANCIAL A · RALEIGH, NC 27609 | Advisory (Plan) | $254,000 |
Filed as: GWFS EQUITIES INC Service code 33 8515 E ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Distribution (12b-1) fees; Shareholde... | $725 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,375 | $130,052-2.1% | $86,717+46.9% | $77,906+63.5% |
| Participation rate | 94.4% | 85.9%+8.4pp | 76.6%+17.8pp | 73.7%+20.7pp |
| Annual return | -27.75% | -12.73%-15.0pp | 35.97%-63.7pp | 12.16%-39.9pp |
| Employer contribution / active EE | $7,538 | $3,214+134.6% | $2,837+165.7% | $2,846+164.8% |
| Participant deferral / active EE | $10,047 | $5,741+75.0% | $4,657+115.8% | $4,805+109.1% |
| Admin fee / account holder | $236 | $132+78.7% | $7,494-96.9% | $133+77.8% |