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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,223 | $109,872+48.6% | $98,483+65.7% | $167,536-2.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 13.26% | 1959.31%-1946.1pp | 1494.38%-1481.1pp | 478.82%-465.6pp |
| Employer contribution / active EE | $2,857 | $3,225-11.4% | $2,961-3.5% | $4,839-41.0% |
| Participant deferral / active EE | $7,742 | $4,673+65.7% | $4,276+81.0% | $6,342+22.1% |
| Admin fee / account holder | $1,275 | $6,757-81.1% | $5,953-78.6% | $12,315-89.6% |