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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,223 | $109,863+48.6% | $98,477+65.7% | $167,518-2.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 13.26% | 1958.09%-1944.8pp | 1493.59%-1480.3pp | 478.71%-465.4pp |
| Employer contribution / active EE | $2,857 | $3,225-11.4% | $2,961-3.5% | $4,838-40.9% |
| Participant deferral / active EE | $7,742 | $4,673+65.7% | $4,276+81.0% | $6,342+22.1% |
| Admin fee / account holder | $1,275 | $6,755-81.1% | $5,951-78.6% | $12,312-89.6% |