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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,050 | $88,754+141.2% | $81,820+161.6% | $145,877+46.7% |
| Participation rate | 95.2% | 75.1%+20.2pp | 72.4%+22.9pp | 80.3%+14.9pp |
| Annual return | 14.27% | 1031.77%-1017.5pp | 777.93%-763.7pp | 551.28%-537.0pp |
| Employer contribution / active EE | $7,614 | $3,085+146.8% | $2,915+161.2% | $4,663+63.3% |
| Participant deferral / active EE | $7,361 | $4,648+58.4% | $4,323+70.3% | $6,691+10.0% |
| Admin fee / account holder | $2,702 | $8,424-67.9% | $7,391-63.4% | $13,402-79.8% |