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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,981 | $99,031+17.1% | $86,597+33.9% | $147,585-21.4% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 14.68% | 1312.56%-1297.9pp | 964.96%-950.3pp | 578.57%-563.9pp |
| Employer contribution / active EE | $3,815 | $3,132+21.8% | $2,840+34.4% | $4,876-21.8% |
| Participant deferral / active EE | $3,834 | $3,972-3.5% | $3,609+6.3% | $5,439-29.5% |
| Admin fee / account holder | $4,717 | $5,711-17.4% | $4,906-3.9% | $10,885-56.7% |